Terms & Conditions

By accessing, using or browsing this site or downloading any information from it, you agree to be bound by our terms of use set out below.

Currency

Any reference to currency on this site is a reference to Australian dollars.

Data accuracy

The information on this site is derived from various sources that are believed in good faith to be accurate and reliable at the time it was sourced. United Funds Management and its related companies provide no warranty or guarantee nor make any representation or warranty on this site about the accuracy, timeliness, completeness or suitability of its information. Any information found on this site about financial products or advice is provided by a related body corporate of United that holds an Australian Financial Services Licence.

Liability

United, its directors, employees, agents, contractors and associates do not accept any responsibility arising in any way for errors in or omissions from the information on this site. United does not accept any loss or damage as a result of any person whatsoever (such as relying on any information on this site including any information provided by any other party or for any inability to access this site at any time). This disclaimer is subject to any contrary provisions of the Trade Practices Act or other relevant law. The information on this site is based on current laws and their interpretation, which may change from time to time and depend on an individual's circumstances.

Information

The information on this site is general information only and does not constitute personal financial product advice, including a recommendation to invest in any financial product referred to on this site. The information on this site does not take into account any investor's particular investment objectives, circumstances or needs. Before making any investment decision based on the information or products referred to on this site, investors should consider whether they are appropriate to their needs or consult a financial planner for professional advice. Any diagram, illustration or calculation on this site ia an example only and is used only for illustrative purposes.

The information linked from the URL http://www.united.com.au is subject to these terms of use. To the extent permitted by law, United excludes all warranties in relation to the information available from this site and disclaims all liability arising out of or consequence of:

access by you to the information available from this site;
infection by any virus which occurs as a result of accessing this site or any of the content contained on this site; or
use of any or part of information or content available from this site.

By sending any information to United (including any data, questions, comments, suggestions or information for inclusion on this site) you:

represent that the information is not confidential to or owned by any person;
represent that the receipt of the information by United will not expose United to any civil or criminal liability;
represent that the information is not illegal, defamatory or otherwise likely to expose United to any civil or criminal liability.

By sending any information to United you agree to indemnify United and all of its directors, employees, agents, contractors and associates from any loss suffered by them as a result of any use of, or reliance on that information. United has not reviewed any URL linked to or from any part of this site, which does not form part of this site.

United is not responsible for any content found on a third party page, or any site of which it forms a part. You must determine whether any page is part of this site each time you follow a link to that page. To report errors or to offer constructive suggestions about this site, please email us: email@united.com.au.

Risk of investing

Investing in a financial product is subject to investment risks such as the possibility of loss of income or principal invested. You should refer to the disclosure documents relating to the financial products for a description of the types of risks that apply to investing. Neither United, nor any other entities, guarantee:

the performance of any asset, fund, security or other financial product referred to on this site;
the repayment of any capital; or
the payment of income.

Further, you will note that where historical performance figures are contained in any disclosure document, past performance is not indicative of future performance.

Disclosure of interests

United (or its related companies) may pay commissions, as referred to in disclosure documents on this site, to its financial planners and referral sources. These payments do not result in any fee increase to investors.

For full details of the commissions which United (or its related companies) will pay, please refer to:

the disclosure documents that relate to the financial product that you are interested in; and
the Statement of Advice and Financial Services Guide that your financial planner will give you.

Copyright

Unless expressly stated otherwise, copyright of the information and data contained on this site is owned or licensed by United. It is intended that a person will use this information for their own personal use and may not otherwise reproduce or distribute or transmit it to any other person unless express permission is given each time for use.

Trademarks

Any trademark displayed on this site remains the property of the legal owner of that particular trademark in accordance with their rights of use. Access to this site in no way gives a grant of licence or use to any party's trademark unless the owner of that trademark has given express permission of use.

Financial products

Investment in funds through us may only be made by completing the application form within the relevant Product Disclosure Statement or other offer document. These documents are available from this website, your financial planner or you may also contact us on 1800 333 700 (free call).

Privacy statement

When you use our site, read or download information, we may collect details on your visit. This may include:

your server address
your operating system eg. web browser
the date and time of your visit
whether you have visited us previously

The information we collect generally relates to your server or PC rather than yourself (except where personal information is provided to United in accordance with our Privacy Policy). Our Privacy Policy may be accessed within this site.